1582 Creek Road, Niagara-on-the-Lake, ON
L0S 1J0
Listed October 26, 2026
About this property
A rare opportunity to embrace the country feeling, enjoy the convenience of town, and envision the possibilities Discover an exciting opportunity at 1582 Four Mile Creek Road, ideally situated in the Village of Virgil, Niagara-on-the-Lake. Offering an impressive 120 feet of frontage by 134.31 feet deep, this spacious property features beautiful, established gardens and a charming setting that captures the peaceful feeling of country living while remaining close to all the conveniences of town. Surrounded by the natural beauty and relaxed atmosphere of Niagara's countryside, the property offers a wonderful sense of space, privacy, and connection to nature. Backing on to the Four Mile Creek adding to its distinctive setting, this is a place where you can enjoy the charm of a country lifestyle without sacrificing everyday convenience. Picture quiet mornings in the garden, the beauty of the changing seasons, and the feeling of being tucked away from the hustle and bustle, all within a welcoming and sought-after community. Centrally located just minutes from local shops, restaurants, parks, schools, renowned wineries, and everyday amenities, this property offers a unique blend of rural charm and urban accessibility. Whether you are an investor, or buyer looking to create a property that reflects your own vision, this is an exceptional opportunity to explore the possibilities in one of Niagara-on-the-Lake's most desirable communities.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1582 Creek Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$119,800 · Minimum $34,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,870/mo
About $46,440 a year
- $2,650
- $266
- Home insurance$125
- Utilities$330
- Maintenance & repairs$499
Cash needed to close
- Down payment (20%)
- $119,800
- Ontario land transfer tax
- $8,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $130,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1582 Creek Road, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 26, 2026
Listing Office: REVEL Realty Inc., Brokerage
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