985 East West Line, Niagara-on-the-Lake, ON
L0S 1J0
Listed October 30, 2026
Property Tour
About this property
Incredible opportunity in Niagara-on-the-Lake. This all-brick back-split is just minutes from all amenities, downtown, local wineries, and the Shaw Festival Theatre. Situated on a generous 82 x 222 ft country lot, the home offers a double garage and parking for up to six vehicles. Enjoy outdoor living on a newer spacious front porch, perfect for your morning coffee or relaxing evening. The upper level features three bedrooms and a full bathroom. On the main floor, a bright eat-in kitchen offers plenty of counter space for preparing family meals, while the spacious living/dining room is filled with natural light from a large picture window. The lower level includes a self contained apartment with it's own entrance. Includes one bedroom, full bathroom, family room with fireplace, kitchen and storage - offering excellent potential for additional income or extended-family living. Enjoy the oversized private backyard, perfect for barbecues, entertaining, or simply enjoying the quiet spaces. Updates include the roof (2017), porch (2019), hot water heater (2020), furnace (2008) and A/C (2008). All appliances, window coverings and the shed are included. Ages are approximate for all updates.
Features
Property Details
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Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 985 East West Line — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$173,000 · Minimum $61,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,423/mo
About $65,076 a year
- $3,826
- $421
- Home insurance$125
- Utilities$330
- Maintenance & repairs$721
Cash needed to close
- Down payment (20%)
- $173,000
- Ontario land transfer tax
- $13,775
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $189,275
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
985 East West Line, Niagara-on-the-Lake, ON
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Last Updated: October 30, 2026
Listing Office: RIGHT AT HOME REALTY
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