31 St. Andrews Lane, Niagara-on-the-Lake, ON
L0S 1J0
Listed September 15, 2026
Property Tour
About this property
Welcome to chic, stylish living in the heart of Niagara-on-the-Lake! This incredible luxury condo townhouse is an absolute gem, thoughtfully and purposefully designed with beautiful décor, sophisticated finishes and comfortable living in mind. Featuring two spacious bedrooms and three bathrooms, every room feels intentional, inviting and effortlessly elegant.The layout is perfectly suited for a comfortable, low-maintenance lifestyle, whether you're looking for a full-time residence, a weekend escape or the perfect place to enjoy everything Niagara-on-the-Lake has to offer.The full unfinished basement provides an incredible amount of additional space and is ready for you to develop into even more living area or simply use for convenient storage - something that is incredibly handy in a condo lifestyle.Located in one of the prettiest towns in Canada, you'll be within walking distance of shops, restaurants, cafés and everyday amenities, with the community centre and library conveniently located directly across the street.Outside, enjoy an attached single-car garage plus a beautiful interlocking brick driveway providing parking for two additional vehicles - a rare combination of style, convenience and functionality.Chic, sophisticated, beautifully decorated and completely move-in ready, this home offers the Niagara-on-the-Lake lifestyle people dream about. This place is an absolute gem! Condo Fees includes: Grass Cutting, Snow Removal, Roof, Windows, Exterior and Common Area Maintenance.
Features
Property Details
Listing
Property
Condo / Building
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 31 St. Andrews Lane — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$173,600 · Minimum $61,800
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
From the listing.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 0.25% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,345/mo
About $64,140 a year
- $3,839
- $440
- Condo / maintenance fees$590
- Home insurance$35
- Utilities$260
- Maintenance & repairs$181
Cash needed to close
- Down payment (20%)
- $173,600
- Ontario land transfer tax
- $13,835
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $189,935
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
31 St. Andrews Lane, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 15, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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