618 VICTORIA Street, Niagara-on-the-Lake, ON
L0S 1J0
Listed September 25, 2026
Property Tour
About this property
Welcome to 618 Victoria in beautiful Niagara-on-the-Lake. Enjoy a walkable location close to Old Town's shops, restaurants and boutiques, as well as world-class wineries and the Shaw Festival Theatre. This spacious bungalow offers approximately 3,000 sq. ft. of finished living space, with three bedrooms on the main floor and two additional bedrooms in the finished lower level. Gleaming hardwood floors, a generous living room with gas fireplace, and an open kitchen with eating area overlooking the rear gardens create inviting spaces for everyday living and entertaining. The third main-floor bedroom is ideal as a home office. The finished lower level adds over 1,300 sq. ft. of living space, including a large family room, full bathroom and two additional bedrooms. Step outside to a covered porch and enjoy the rear gardens. A double garage and driveway parking for four more vehicles complete the package. A wonderful opportunity for a couple seeking comfortable one-level living with plenty of room to welcome family and friends.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 618 VICTORIA Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$229,800 · Minimum $89,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$7,075/mo
About $84,900 a year
- $5,082
- $580
- Home insurance$125
- Utilities$330
- Maintenance & repairs$958
Cash needed to close
- Down payment (20%)
- $229,800
- Ontario land transfer tax
- $19,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $251,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
618 VICTORIA Street, Niagara-on-the-Lake, ON
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Last Updated: September 25, 2026
Listing Office: RIGHT AT HOME REALTY
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