Address available upon request, St. Catharines, ON
L2M
Listed November 7, 2026
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About this property
Situated in a desirable north-end St. Catharines neighbourhood, this charming 3-bedroom bungalow offers a great combination of comfort, functionality and outdoor space. The main floor features a bright and inviting living area with California shutters, three bedrooms and a 4-piece bathroom. The kitchen is equipped with newer appliances, a generous pantry and updated patio doors providing convenient access to the rear yard. Outside, enjoy a fully fenced backyard complete with a patio and wood deck, ideal for relaxing or entertaining. A standout feature is the spacious detached 1.5-car garage, offering plenty of room for parking, storage or a workshop. The finished basement provides additional living space with a large recreation room and convenient 2-piece bathroom. Located in an established neighbourhood close to schools, parks, shopping and everyday amenities, this property offers an excellent opportunity to enjoy everything St. Catharines' north end has to offer.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own Address available upon request — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$129,980 · Minimum $39,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,260/mo
About $51,120 a year
- $2,875
- $388
- Home insurance$125
- Utilities$330
- Maintenance & repairs$542
Cash needed to close
- Down payment (20%)
- $129,980
- Ontario land transfer tax
- $9,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $141,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
Address available upon request, St. Catharines, ON
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Last Updated: November 7, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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