




37 Harcove Street, St. Catharines, ON
L2N 1W7
Listed October 28, 2026
About this property
Welcome to the sought-after North End of St. Catharines, where mature tree-lined streets and a peaceful neighbourhood setting create the perfect place to call home. Set on an impressive 70 x 110 ft lot, this inviting property offers space to spread out, room to entertain and a backyard setting where summer barbecues, family gatherings and peaceful mornings surrounded by established trees become part of your everyday routine. Inside, tasteful renovations and thoughtful updates enhance the home's charm while introducing modern comforts. The living spaces flow seamlessly and feature fresh paint and brand new luxury vinyl plank flooring in soothing neutral tones to bring warmth. The kitchen features custom Birchview cabinetry, granite countertops and breakfast bar, creating a stylish and functional space for everything from morning coffee, preparing dinner to midnight snacks. Each bedroom was designed with ample natural light filtering through large windows and complemented by generous closet space, creating inviting and cozy retreats. The 2 spa-like bathrooms have been each been updated with contemporary fixtures and finishes. The finished lower level extends the living space with a spacious family room made for movie nights, game days and relaxed evenings at home, a tremendous amount of storage, laundry and separate walk-out to the back yard. With room to garden, entertain, play or simply unwind, this inviting property offers a relaxed lifestyle that effortlessly blends indoor and outdoor living. Located in a great neighbourhood with easy access to local amenities, parks and schools.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 37 Harcove Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$129,980 · Minimum $39,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,265/mo
About $51,180 a year
- $2,875
- $393
- Home insurance$125
- Utilities$330
- Maintenance & repairs$542
Cash needed to close
- Down payment (20%)
- $129,980
- Ontario land transfer tax
- $9,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $141,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
37 Harcove Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 28, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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