




845 Lakeshore Road, Haldimand, ON
N0A 1P0
Listed September 28, 2026
About this property
The BEST property along Lakeshore Rd for many miles! Great view of Lake Erie! Double-width lot(non-severable) Only one building allowed on the site. Very good Drilled well, but non-potable. Very good septic tank (visible) & septic bed under the vacant lot. Township maintains the road & hence the rocks on the shores side of it. This cottage bears no cost for shore erosion! Cottage is set up and back from the lake so it's more protected from storms than others in the area. Seasonably rentable until you are ready to build your retirement dream home! Immediate possession is possible. RmSz Approx.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 845 Lakeshore Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$80,000 · Minimum $20,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,697/mo
About $32,364 a year
- $1,769
- $140
- Home insurance$125
- Utilities$330
- Maintenance & repairs$333
Cash needed to close
- Down payment (20%)
- $80,000
- Ontario land transfer tax
- $4,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $86,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
845 Lakeshore Road, Haldimand, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 28, 2026
Listing Office: KELLER WILLIAMS REFERRED URBAN REALTY
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