




415 John Street, Haldimand, ON
N1A 2R1
Listed October 29, 2026
Virtual Tour
About this property
Move right into this tidy, 2-bedroom one floor home on a 40 x 99-foot lot near the hospital, parks, schools, downtown amenities and the Grand River. Outside, enjoy a fenced backyard, shed and gravel driveway with parking for 3 cars. The bright, flowing layout offers approximately 1,081sqft of finished living space, with a spacious entrance foyer that can double as a home office, an open-concept living and dining area, and a well-equipped eat-in kitchen with ample cabinetry. A main-floor laundry/mudroom opens onto the rear deck, ideal for barbecuing. The home includes a primary bedroom and a second bedroom suited to guests or hobbies. This nicely maintained home features low-maintenance vinyl siding, a metal roof, updated light fixtures, refreshed bathroom fixtures, a high-efficiency natural gas furnace, a 100-amp breaker panel, high-end laminate flooring and a nicely painted décor. All furnishings and appliances are included, along with the lawnmower and garden tools in the shed.An ideal option for first-time buyers, investors, downsizers, retirees or seniors.
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 415 John Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$75,980 · Minimum $18,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,636/mo
About $31,632 a year
- $1,680
- $184
- Home insurance$125
- Utilities$330
- Maintenance & repairs$317
Cash needed to close
- Down payment (20%)
- $75,980
- Ontario land transfer tax
- $4,174
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $82,654
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
415 John Street, Haldimand, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 29, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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