8138 REGIONAL 20 Road, West Lincoln, ON
L0R 2A0
Listed November 10, 2026
About this property
Come view this nice piece of property in Smithville , with many opportunities for right buyer. offering 1 floor brick bungalow with open kitchen/Living room, and 2 bedrooms. Nice flat property with 34'X80' barn for owner uses, with plenty of rear room for storage in/outside. The property is being sold in "as-is, where-is" condition. The current tenants must be assumed. Brand new cistern just completed at time of listing. 2020 Survey. Lot is 175.02 ft by 344.15 ft east side.
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 8138 REGIONAL 20 Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$71,990 · Minimum $17,998
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,689/mo
About $32,268 a year
- $1,592
- $342
- Home insurance$125
- Utilities$330
- Maintenance & repairs$300
Cash needed to close
- Down payment (20%)
- $71,990
- Ontario land transfer tax
- $3,874
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $78,364
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
8138 REGIONAL 20 Road, West Lincoln, ON
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Last Updated: November 10, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC.
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