111 SMITS COVE N/A Unit 302, West Lincoln, ON
L0R 2A0
See all units in this building · 111 Smits Cove N/A
Listed September 28, 2026
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About this property
Presenting a spacious 2 bedroom apartment in the heart of downtown Smithville, ideal for first-time buyers, investors, and downsizers alike! This condo offers an open concept layout with loads of natural light in every room. Updated kitchen, island and countertops with plenty of counter space and appliances included with purchase. Each bedroom boasts ample closet space, including a large walk-in closet in the primary bedroom. Enjoy the added convenience of in-unit laundry, parking for a vehicle, and plenty of additional visitor/street parking nearby. Included in the low maintenance condo fee of $360.00 a month is building insurance, common elements, exterior maintenance, parking, snow removal, lawn maintenance, and water. Across the street, a newly constructed medical office is being built.
Features
Property Details
Listing
Property
Condo / Building
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 111 SMITS COVE N/A Unit 302 — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$67,980 · Minimum $16,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
From the listing.
Typical for this kind of home.
Hydro and anything the condo fee doesn't cover.
About 0.25% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,281/mo
About $27,372 a year
- $1,503
- $192
- Condo / maintenance fees$360
- Home insurance$35
- Utilities$120
- Maintenance & repairs$71
Cash needed to close
- Down payment (20%)
- $67,980
- Ontario land transfer tax
- $3,574
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $74,054
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
111 SMITS COVE N/A Unit 302, West Lincoln, ON
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Last Updated: September 28, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC.
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