149 St Catharine Street Unit 15, West Lincoln, ON
L0R 2A0
Listed September 11, 2026
About this property
Welcome to the epitome of stylish and modern living in Smithville! This renovated 3-bed, 2-bath townhouse condo is a true gem, offering a perfect blend of contemporary design and comfortable living. Step inside to discover a thoughtfully updated interior featuring a seamless flow and a wealth of natural light. The kitchen boasts modern appliances, granite countertops, and ample storage space. It effortlessly connects to the dining area, creating an ideal setting for entertaining guests or enjoying family meals. The renovated bathrooms feature contemporary fixtures and finished basement provides extra living space. A private patio invites you to step outdoors and enjoy the fresh air, making it the perfect spot for morning coffee or evening relaxation. With a townhouse condo, exterior maintenance is provided, allowing you to enjoy a low-maintenance lifestyle. The community atmosphere and small-town charm make this an ideal choice for those seeking both comfort and convenience. Furnace and AC are brand new as of August 2026.
Features
Property Details
Listing
Property
Condo / Building
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 149 St Catharine Street Unit 15 — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$104,000 · Minimum $27,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
From the listing.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 0.25% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,253/mo
About $39,036 a year
- $2,300
- $175
- Condo / maintenance fees$375
- Home insurance$35
- Utilities$260
- Maintenance & repairs$108
Cash needed to close
- Down payment (20%)
- $104,000
- Ontario land transfer tax
- $6,875
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $113,375
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
149 St Catharine Street Unit 15, West Lincoln, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 11, 2026
Listing Office: NEW ERA REAL ESTATE
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