78 Haynes Avenue, St. Catharines, ON
L2R 3Z3
Listed September 3, 2026
Property Tour
About this property
78 Haynes Ave, St. Catharines. This 3-bedroom, 1-bathroom bungalow offers a blend of traditional character and modern convenience. The home welcomes you with a bright, fully enclosed front porch, leading into a layout that features a spacious kitchen with a walk-out to a private backyard deck and a basement laundry. Outside, the property features a large detached shed, ideal for a workshop or extra storage. This home is situated directly across from a park and playground, and ideally located with easy access to the QEW and Brock University, this home is just minutes from local shopping and dining. Whether you are looking for a first home, a family home, or an addition to an investment portfolio, this property offers versatility in an established neighbourhood.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 78 Haynes Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$78,000 · Minimum $19,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,672/mo
About $32,064 a year
- $1,725
- $167
- Home insurance$125
- Utilities$330
- Maintenance & repairs$325
Cash needed to close
- Down payment (20%)
- $78,000
- Ontario land transfer tax
- $4,325
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $84,825
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
78 Haynes Avenue, St. Catharines, ON
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Last Updated: September 3, 2026
Listing Office: KELLER WILLIAMS COMPLETE REALTY
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