10 MONCK Street, St. Catharines, ON
L2S 1L6
Listed September 8, 2026
About this property
Welcome to 10 Monck Street, a beautifully updated bungalow tucked on a quiet street in one of St. Catharines' most convenient and sought after pockets. This thoughtfully updated one floor living, this home checks all the boxes for first time buyers and downsizers looking for something move in ready.Inside you will find updated flooring, a refreshed kitchen, and a newly installed 200 amp electrical panel, giving you the peace of mind of a home that has been genuinely cared for. The open concept living, dining, and kitchen layout creates a bright and connected feel that works beautifully for everyday living and entertaining. A bonus room at the back of the home offers flexible space perfect for a mudroom, home office, or whatever your lifestyle calls for.Outside is where this one really shines. Sitting on a premium 45 x 148 foot lot, the potential here is serious. Think pool, playground, or your own private backyard retreat. The detached garage with electrical is a dream for car enthusiasts or anyone in need of a solid workshop space.Unfinished basement offers additional storage space. Located close to great schools, all amenities, the GO Station, and just a short distance to downtown St. Catharines. Easy, comfortable, and move in ready.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 10 MONCK Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$77,000 · Minimum $19,250
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,739/mo
About $32,868 a year
- $1,703
- $260
- Home insurance$125
- Utilities$330
- Maintenance & repairs$321
Cash needed to close
- Down payment (20%)
- $77,000
- Ontario land transfer tax
- $4,250
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $83,750
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
10 MONCK Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
Similar Properties Nearby
View all →
For SaleVirtual tourSt. Catharines
$385,000
20 Kirk Street
For SaleSt. Catharines
$389,000
56 Beech Street
For SaleVideo tourSt. Catharines
$390,000
78 Haynes Avenue
For SaleVideo tourSt. Catharines
$379,900
134 1/2 York Street
For SaleSt. Catharines
$394,900
9 Woodland Avenue
For SaleSt. Catharines
$399,000
94 Haynes Avenue
Last Updated: September 8, 2026
Listing Office: KELLER WILLIAMS COMPLETE REALTY
This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.