




56 Beech Street, St. Catharines, ON
L2R 2B7
Listed October 23, 2026
About this property
It's small, it's cozy, it's a great little home in a great family neighborhood. This really is a wonderful little home, with great feel, great spaces and great neighbors. Main floor master bedroom, with two more on the upper level - watch your head going up the stairs. Kitchen is spacious enough with room to cook, have meals or sit at the table and plays cards, the feel generated by life and companionship is what makes this house a home. Am insulated back room offers ideal storage space, a space to remove grassy shoes after a morning in the garden, or just a space handy enough for all sorts of things. Basement is a dry, unfinished open space with plenty of space. Beautiful gardens and great neighbors are something you'll enjoy, evening walks, the sound of ball games throughout the summer or a walk to the rink for some ice skating in the winter - what a great neighborhood.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 56 Beech Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$77,800 · Minimum $19,450
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,761/mo
About $33,132 a year
- $1,721
- $261
- Home insurance$125
- Utilities$330
- Maintenance & repairs$324
Cash needed to close
- Down payment (20%)
- $77,800
- Ontario land transfer tax
- $4,310
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $84,610
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
56 Beech Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 23, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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