557 Mississagua Street, Niagara-on-the-Lake, ON
L0S 1J0
Listed August 25, 2026
Property Tour
About this property
More than meets the eye here at this corner-lot home in the heart of Niagara-on-the-Lake. With a driveway off Mississauga Street, a second driveway off Ann Street, and a detached garage, this property offers flexibility that's hard to find.Inside, you'll find four bedrooms and two bathrooms in total, including a fully finished, separate one-bedroom apartment in the lower level with impressively high ceilings-creating an excellent opportunity for additional income or multi-generational living.Whether you're looking for a money-making investment or a home you can move into and customize over time for your family, there's a lot of potential here. From the street, you'll immediately notice the mature, beautifully maintained hedge surrounding the property, giving you plenty of privacy. But once you make your way past it, you'll discover there's much more to this home than meets the eye-all in the heart of one of Canada's prettiest towns.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 557 Mississagua Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$144,800 · Minimum $47,400
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,613/mo
About $55,356 a year
- $3,202
- $353
- Home insurance$125
- Utilities$330
- Maintenance & repairs$603
Cash needed to close
- Down payment (20%)
- $144,800
- Ontario land transfer tax
- $10,955
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $158,255
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
557 Mississagua Street, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: August 25, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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