1320 Niagara Stone Road, Niagara-on-the-Lake, ON
L0S 1T0
Listed June 25, 2026
About this property
On Offer is a unique opportunity; a sprawling 3 bedroom, 2 bath ranch bungalow set on a pie-shaped estate lot of .294 acre which backs on to a playground / park. A mid-century century home which is ready to be reimagined and revitalized - please see the "virtual" renovation images for suggestions. The basement is partially finished and has there is a three-season garden room addition. There is inside access to the attached over-size double garage which also has a drive-through door. The home is "solid as a rock". If you are just getting started, looking for a project and are willing to roll up your sleeves, this diamond-in-the-rough is ready for its second debut.
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1320 Niagara Stone Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$144,800 · Minimum $47,400
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,684/mo
About $56,208 a year
- $3,202
- $424
- Home insurance$125
- Utilities$330
- Maintenance & repairs$603
Cash needed to close
- Down payment (20%)
- $144,800
- Ontario land transfer tax
- $10,955
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $158,255
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1320 Niagara Stone Road, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: June 25, 2026
Listing Office: BOSLEY REAL ESTATE LTD.,
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