




49 Grove Avenue, St. Catharines, ON
L2P 1C9
Listed October 15, 2026
About this property
Beautifully updated 4-level backsplit in a prime St. Catharines location, Secord Woods. Freshly renovated throughout, this move-in ready home features all new flooring, fresh paint, an updated kitchen, and beautifully renovated bathrooms. The open-concept main floor is designed for both everyday living and entertaining, offering a spacious living and dining area that flows seamlessly into the large kitchen, complete with a massive island and abundant cabinetry. With 3 bedrooms, 2 full bathrooms, and multiple finished living areas, this home offers incredible flexibility for growing families, first-time buyers, multi-generational living, or investors. The third level features a spacious rec room and laundry area, while the finished fourth level provides additional space for a media room, games room, home gym, office, or potential fourth bedroom. Fully finished from top to bottom, there is plenty of room for the entire family to spread out and enjoy. Outside, enjoy a private backyard retreat with a large patio and oversized storage shed. Located close to all major amenities and just minutes from the Pen Centre, Brock University, schools, shopping, restaurants, and convenient highway access.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 49 Grove Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$109,980 · Minimum $29,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,667/mo
About $44,004 a year
- $2,432
- $322
- Home insurance$125
- Utilities$330
- Maintenance & repairs$458
Cash needed to close
- Down payment (20%)
- $109,980
- Ontario land transfer tax
- $7,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $119,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
49 Grove Avenue, St. Catharines, ON
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Last Updated: October 15, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC., BROKERAGE
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