124 St Augustine Drive, St. Catharines, ON
L2P 3W9
Listed October 19, 2026
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About this property
Proudly offered by the original owners, 124 St. Augustine Drive is a well-cared-for detached home with room to spread out. This four-level backsplit in Secord Woods offers three bedrooms, two full bathrooms and an attached single garage, with separate living spaces that give everyone a little room of their own. The bright main level brings the kitchen, dining and living areas together, while the lower-level family room offers a comfortable spot for movie nights or relaxing by the gas fireplace. A recently updated three-piece bathroom with a new shower adds convenience on this level. The fourth level provides laundry and storage space, along with room for a workshop, exercise equipment or hobbies. Outside, enjoy a manageable backyard with space to sit out and garden without spending the whole weekend on upkeep. The roof and skylight were replaced approximately five years ago. Located close to the Pen Centre, parks, tennis courts and the Welland Canal trails, with convenient access to Highway 406, Brock University and public transit. If you're looking for a home that's been carefully maintained, with space to settle in and make it your own over time, this one is worth a look.
Features
Property Details
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Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 124 St Augustine Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$111,980 · Minimum $30,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,746/mo
About $44,952 a year
- $2,477
- $347
- Home insurance$125
- Utilities$330
- Maintenance & repairs$467
Cash needed to close
- Down payment (20%)
- $111,980
- Ontario land transfer tax
- $7,673
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $122,153
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
124 St Augustine Drive, St. Catharines, ON
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Last Updated: October 19, 2026
Listing Office: EXP REALTY
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