




44 Phipps Street, Fort Erie, ON
L2A 2V2
Listed August 31, 2026
About this property
Welcome to this spacious 1,750 sq. ft. 2-storey character home, ideally situated on an incredible 50 x 240 ft fully fenced lot in a quiet neighbourhood, just one block from the Niagara River! Enjoy morning or evening strolls along the river, explore the scenic trails of the Niagara Parkway and embrace nature just steps from your front door. Brimming with original character and charm, this inviting home features 9 ft ceilings, original hardwood flooring and a large welcoming foyer. The spacious living room showcases historic French doors, while the generous kitchen opens to the dining area, creating a wonderful space for everyday living and entertaining. A large mudroom with sliding doors leads to the expansive 16 x 20 ft rear deck and impressive backyard. Upstairs offers 3 bedrooms and a large 4-piece bathroom, while the third-level loft provides valuable additional living space-ideal for a home office, family room, studio or potential 4th bedroom. Enjoy your morning coffee on the sprawling 24 ft wide covered front porch. The exceptional 240 ft deep property offers endless possibilities with plenty of room for a pool, gardens, play area and more. A detached heated double garage provides excellent workshop or hobby space, while the oversized driveway accommodates at least 8 vehicles. Additional features include a rental boiler installed in 2022 and ductless A/C. Ideally located just minutes from the QEW and approximately 2 minutes from the bridge to the USA, offering exceptional convenience for commuters and cross-border travel. A rare opportunity combining character, space, an incredible lot and the Niagara River lifestyle!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 44 Phipps Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$95,800 · Minimum $23,950
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,294/mo
About $39,528 a year
- $2,119
- $321
- Home insurance$125
- Utilities$330
- Maintenance & repairs$399
Cash needed to close
- Down payment (20%)
- $95,800
- Ontario land transfer tax
- $6,055
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $104,355
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
44 Phipps Street, Fort Erie, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: August 31, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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