350 Phipps Street, Fort Erie, ON
L2A 2V8
Listed July 28, 2026
About this property
Looking for a charming slice of history? Check out this 100+ year old character home that has been cherished by the same family for over 50 years! With its solid structure this 4-bedroom gem offers so much potential. You'll find a large eat-in kitchen, living room and two cozy bedrooms on the main floor and the upstairs boasts another two bedrooms, giving everyone plenty of space. Nestled on a spacious 50' by 165' lot, there's room to roam, garden, or create that backyard oasis you've always dreamed about. Plus, there's a two-car garage with an apartment above, presenting a fantastic opportunity for extra income! Whether it's for a rental, visiting relatives, or even a home office, this versatile space is an added bonus. Location is great, just a short stroll to downtown shops and to the Niagara River.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 350 Phipps Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$79,800 · Minimum $19,950
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,779/mo
About $33,348 a year
- $1,765
- $226
- Home insurance$125
- Utilities$330
- Maintenance & repairs$333
Cash needed to close
- Down payment (20%)
- $79,800
- Ontario land transfer tax
- $4,460
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $86,760
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
350 Phipps Street, Fort Erie, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: July 28, 2026
Listing Office: REVEL Realty Inc., Brokerage
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