43 Shoreline Drive, St. Catharines, ON
L2N 3V9
Listed October 21, 2026
Property Tour
About this property
Walking trails and waterfront paths start right beside the house, and the lake, parks, and great schools are all just minutes away. 43 Shoreline Drive gives you that peaceful, close-to-nature feel without giving up convenience. Shopping, restaurants, and everyday amenities are close by, and quick highway access makes commuting across Niagara and beyond easy.Inside, this 4-level back split offers an open concept layout, hardwood floors, and plenty of natural light. Upstairs you'll find 3 spacious bedrooms and a full 4-piece bathroom. The lower level has been fully updated with a beautiful new bathroom, a separate entrance, and large windows that keep it bright and airy. Additional updates include the furnace and AC (2019) and a 200 amp electrical panel (2019).Out back, the fenced yard is surrounded by mature trees for a private, quiet space to unwind. The heated shed has electricity, so it works as a workshop or extra storage.If you want a well-kept home where you can step out the door onto the trails, drop the kids at school in minutes, and still be close to everything, this one is worth a look.
Features
Property Details
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Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 43 Shoreline Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$147,980 · Minimum $48,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,761/mo
About $57,132 a year
- $3,273
- $416
- Home insurance$125
- Utilities$330
- Maintenance & repairs$617
Cash needed to close
- Down payment (20%)
- $147,980
- Ontario land transfer tax
- $11,273
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $161,753
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
43 Shoreline Drive, St. Catharines, ON
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Last Updated: October 21, 2026
Listing Office: REAL BROKER ONTARIO LTD.
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