




42846 3 Highway, Wainfleet, ON
L0S 1V0
Listed November 4, 2026
About this property
WELCOME TO COUNTRY LIVING IN WAINFLEET! Set on approximately 1.5 acres with beautiful rural views, privacy and your own pond, this inviting 3-bedroom home offers plenty of space inside and out - plus an incredible detached 20' x 40' heated garage/workshop. The bright white kitchen, updated in 2017, features subway tile backsplash, stainless steel appliances including gas stove, dishwasher and over-the-range microwave, with a garden door leading to the rear deck. The open-concept living and dining area features hardwood flooring, custom built-ins in the dining area and a welcoming living room with bay window, feature wall and new linear electric fireplace. A main-floor bedroom and updated 4-piece bath offer convenient one-level living, while upstairs you'll find two additional bedrooms and useful storage space. The full basement provides laundry and plenty of additional storage. Outdoors, relax or entertain on the 18' x 18' rear deck with 10' x 10' pergola overlooking the property, pond and neighbouring farmers' fields. For the hobbyist, tradesperson or car enthusiast, the heated detached garage/workshop is a standout, featuring steel-clad interior and exterior, automatic garage door opener and 220V welder outlet. An attached single garage with automatic door, paved circular driveway and ample parking add even more convenience. Additional features include a 2,400-gallon cistern, septic system installed in 2003, owned hot water tank and roof with 50-year shingles installed in 2018. A wonderful country property with room to breathe, work, entertain and enjoy the outdoors - all in the heart of Wainfleet.
Features
Property Details
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Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 42846 3 Highway — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$119,800 · Minimum $34,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,012/mo
About $48,144 a year
- $2,650
- $408
- Home insurance$125
- Utilities$330
- Maintenance & repairs$499
Cash needed to close
- Down payment (20%)
- $119,800
- Ontario land transfer tax
- $8,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $130,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
42846 3 Highway, Wainfleet, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 4, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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