11111 Desiree Street, Wainfleet, ON
L3K 2S6
Listed September 2, 2026
About this property
Steps from Lake Erie's Sunset Bay, this fully furnished, all-season cottage runs year-round. Fully equipped and turnkey. Renovated in 2021 and upgraded through 2024 to 2025: Open-concept living with a natural gas fireplace, a modern kitchen with stainless steel appliances, three bedrooms and an updated 3-piece bath. Backyard built for entertaining: designated fire pit area with patio stones, landscape lighting, Tesla EV charger, shed, and changing shack. Behind the walls: Smart thermostats, smart switches, cistern, backyard fenced July 2023.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 11111 Desiree Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$120,000 · Minimum $35,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,851/mo
About $46,212 a year
- $2,654
- $242
- Home insurance$125
- Utilities$330
- Maintenance & repairs$500
Cash needed to close
- Down payment (20%)
- $120,000
- Ontario land transfer tax
- $8,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $130,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
11111 Desiree Street, Wainfleet, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 2, 2026
Listing Office: CENTURY 21 PEOPLE`S CHOICE REALTY INC.
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