




12213 Lakeshore Road, Wainfleet, ON
L0S 1V0
Listed October 15, 2026
About this property
Two cottages. One property. Deeded beach access. Endless possibilities. Start living the beach life you've always dreamed of with this incredible property featuring two cottages on one lot and deeded access to one of the area's most beautiful sandy beaches. Step inside the main cottage and prepare to be impressed. Soaring vaulted ceilings and a stunning floor-to-ceiling stone feature wall with a cozy gas fireplace create a warm, inviting atmosphere that's perfect for relaxing after a day at the beach. The fireplace efficiently heats the entire cottage, making it comfortable in every season. Offering one bedroom, a 3-piece bathroom, and a bright open-concept layout with a full kitchen and breakfast bar, this charming retreat is ideal for year-round enjoyment. The property is serviced by Clearford Water, providing reliable year-round water service. The second cottage has already seen major exterior updates, including new vinyl siding and vinyl windows, and is ready for you to finish the interior to suit your needs. Whether you envision a guest cottage for family and friends, additional sleeping quarters, a home office, or an income-generating rental, the possibilities are endless. Spend your days soaking up the sun on the area's spectacular sandy beach, strolling for miles along the shoreline, enjoying a round of mini golf, or finishing the day with a famous perch dinner at DJ's. Whether you're searching for a family getaway, a year-round retreat, or an investment opportunity, this unique property offers the perfect place to create lasting memories. Your Lake Erie lifestyle starts here.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 12213 Lakeshore Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$119,980 · Minimum $34,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,831/mo
About $45,972 a year
- $2,654
- $222
- Home insurance$125
- Utilities$330
- Maintenance & repairs$500
Cash needed to close
- Down payment (20%)
- $119,980
- Ontario land transfer tax
- $8,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $130,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
12213 Lakeshore Road, Wainfleet, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 15, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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