405 St Paul Street, St. Catharines, ON
L2R 3N1
Listed August 5, 2026
About this property
Amazing Investment or Live & Work Property. 3 Nicely Finished Apartments Rented For:1 bedroom-$1350, 2 bedroom -$1380, 3 bedroom- $1500.00. ( Vacant Possession Possible on 1 and 3 Bedroom Apartments).Greatly Finished Retail Area of 580 Sq. Ft( Vacant) Has Additional Storage Space In The Huge Basement & Was Rented for $1500.Each Unit Has Separate Entrance & Electric Breaker Panel.**Total Monthly Income Is Around $5730.00**.Perfect Location - Steps Away From Downtown Bus Terminal To Lead Students To Brock University & Niagara Collage.Busy Downtown Street.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 405 St Paul Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$119,800 · Minimum $119,800
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
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Your figure.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,276/mo
About $39,312 a year
- $2,650
- $626
Cash needed to close
- Down payment (20%)
- $119,800
- Ontario land transfer tax
- $8,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $130,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
405 St Paul Street, St. Catharines, ON
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Last Updated: August 5, 2026
Listing Office: GOWEST REALTY LTD.
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