DAVIDS&DELAAT
196 King Street
+19 more

196 King Street, St. Catharines, ON

$649,900
For SaleNew

L2R 3J7

Listed October 28, 2026

0Bedrooms
0Bathrooms
2,235Sq. Ft.

About this property

OWN YOUR BUSINESS ADDRESS IN DOWNTOWN ST. CATHARINES! A rare opportunity for business owners to buy a distinctive, professional office building in downtown St. Catharines. Offering approximately 2,235 sq. ft. of finished above-grade space, an additional 800 sq. ft. in the basement, and parking for up to 8 vehicles, 196 King Street combines the convenience of an established office layout with the advantages of owning your own commercial property. Designed to accommodate a growing business or professional practice, the main floor features an inviting reception foyer with coffee station, an open-concept collaborative workspace, two private offices, a boardroom-style office and a 2-piece washroom. The upper level offers a spacious executive office, three additional private offices and a 3-piece bathroom, providing room for a team to work comfortably under one roof. The property's charming exterior and welcoming wraparound porch create a memorable first impression, while multiple exterior entrances offer added flexibility for business operations. Eight on-site parking spaces are a valuable downtown advantage for owners, employees and clients. Conveniently located on King Street, the building is surrounded by established businesses, restaurants, cafés, and everyday amenities. The Meridian Centre, FirstOntario Performing Arts Centre, transit hub and GO Station are nearby, with convenient access to Highway 406 and the QEW. Whether you're relocating an existing business, establishing a professional practice or planning for future growth, this property offers the opportunity to invest in a building that can serve your business for years to come. Make your next business move one that builds equity. Explore the possibilities with this M2 zoned property. Buyers may qualify for the City of St. Catharines' Downtown Forgivable Loan Program, subject to eligibility requirements and program availability.

Features

Air ConditioningBasement

Property Details

Listing

MLS® NumberX14124966
StatusFor Sale
ListedOctober 28, 2026
Listing TypeFor Sale
Listing OfficeRE/MAX NIAGARA REALTY LTD, BROKERAGE

Property

Property TypeCommercial
Interior Size2,235 ft²

Location

Community451 - Downtown
CitySt. Catharines
ProvinceON
Postal CodeL2R 3J7

Taxes & Financials

Asking Price$649,900
Property Taxes (2026)$11,054/yr

Cost of Ownership Calculator

What it could cost each month to own 196 King Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$129,980 · Minimum $129,980

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From the listing (2026 tax bill).

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Your figure.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$3,796/mo

About $45,552 a year

  • $2,875
  • $921

Cash needed to close

Down payment (20%)
$129,980
Ontario land transfer tax
$9,473
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$141,953

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

196 King Street, St. Catharines, ON

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Last Updated: October 28, 2026

Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE

This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.