




4 FOX TRAIL Drive, St. Catharines, ON
L2S 3T7
Listed October 20, 2026
About this property
2 Homes in 1 - Live in one unit and rent out the other apartment - Lovely raised Bungalow semi nicely updated throughout. Situated on a Quiet cul-de-sac this home offers endless possibilities. The Main floor has been freshly painted open concept kitchen/living room and dinning room with kitchen island and patio doors to large patio perfect for BBQ's and watching the sunsets. There are 3 large bedrooms, 4pc updated bathroom and laundry. The completely Separate and independent 1 bedroom In-Law Apartment has great value for Multi-generational families with its large bright windows, high ceilings, newer White kitchen and full walk-up to the backyard and separate laundry. Walkable to great schools it's an ideal setting for families. This property is more than just a house it's a home you'll be proud to call your own. 3+1Bedrooms 2 full bathrooms, 2 full kitchens and 2 laundry rooms, separate walk-up from lower level. Owner Occupied property
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 4 FOX TRAIL Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$115,800 · Minimum $32,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,899/mo
About $46,788 a year
- $2,561
- $400
- Home insurance$125
- Utilities$330
- Maintenance & repairs$483
Cash needed to close
- Down payment (20%)
- $115,800
- Ontario land transfer tax
- $8,055
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $126,355
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
4 FOX TRAIL Drive, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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41 Fox Trail Drive
Last Updated: October 20, 2026
Listing Office: RE/MAX GARDEN CITY REALTY INC, BROKERAGE
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