




38 Jayla Lane, West Lincoln, ON
L0R 2A0
Listed October 24, 2026
About this property
Welcome to this exceptional looking executive freehold townhome, ideally situated in one of Smithville's most sought-after newer communities. Built in 2021 by Rosemont Homes, this beautifully appointed 4-bedroom, 2.5-bath residence offers over approximately 1,700 square feet of thoughtfully designed living space, complemented by modern finishes throughout. Upon entering, you are greeted by a bright and inviting open-concept main floor featuring soaring 9-foot ceilings and well-proportioned principal rooms, perfectly suited for both everyday living and stylish entertaining. The gourmet kitchen serves as the heart of the home, complete with a large center island, ample cabinetry, and generous counter space to meet the needs of any home chef. The upper level offers a spacious primary suite designed for comfort and privacy, featuring a large walk-in closet and a well-appointed ensuite bath. Four additional generously sized bedrooms, provide flexibility for growing families, guests, or home office needs. A full main bathroom with and the convenience of bedroom-level laundry complete the second floor. Step outside to enjoy the fully fenced backyard an ideal setting for outdoor dining, summer entertaining, or quiet relaxation. Additional features include a private driveway, attached garage with inside entry and garage door opener, and a functional layout that enhances both comfort and practicality. Ideally located directly across from a park and within close proximity to schools, shopping, and everyday amenities, this home also offers convenient access to the QEW and is just a short drive from Niagara's renowned wine region. Beautifully maintained and move-in ready, this impressive property presents an outstanding opportunity to enjoy modern living in the heart of Smithville.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 38 Jayla Lane — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,998 · Minimum $25,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 0.75% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,264/mo
About $39,168 a year
- $2,212
- $375
- Home insurance$105
- Utilities$260
- Maintenance & repairs$312
Cash needed to close
- Down payment (20%)
- $99,998
- Ontario land transfer tax
- $6,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $108,973
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
38 Jayla Lane, West Lincoln, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 24, 2026
Listing Office: HOMELIFE/MIRACLE REALTY LTD
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