13 Golden Acres Drive, West Lincoln, ON
L0R 2A0
Listed August 12, 2026
Property Tour
About this property
Welcome to 13 Golden Acres Drive in Smithville. This spacious semi offers flexible living for families, multigenerational living, or those looking for additional finished space. The main level features an open-concept kitchen, dining and living area, three bedrooms, and a renovated bathroom. The fully finished walkout basement was renovated in 2024 and includes a renovated bathroom, bonus room currently used as a bedroom, and plumbing rough-ins for a future kitchen, offering excellent potential for an in-law suite or additional living space. Outside, enjoy a covered upper deck completed in 2024, lower patio, and a 10x16 detached gym completed in 2025. The gym is fully insulated, features a metal roof, and has its own heat pump for year-round use. Additional updates include a new furnace installed in 2024 and a roof approximately 5 years old. Located in growing Smithville, close to schools, parks, shops, restaurants, and recreation, with convenient access to Hamilton, Niagara, and surrounding communities.
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 13 Golden Acres Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$125,980 · Minimum $37,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,081/mo
About $48,972 a year
- $2,786
- $315
- Home insurance$125
- Utilities$330
- Maintenance & repairs$525
Cash needed to close
- Down payment (20%)
- $125,980
- Ontario land transfer tax
- $9,073
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $137,553
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
13 Golden Acres Drive, West Lincoln, ON
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Last Updated: August 12, 2026
Listing Office: RE/MAX ESCARPMENT GOLFI REALTY INC.
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