37 Lock Street, St. Catharines, ON
L2N 5B8
Listed September 8, 2026
Virtual Tour
About this property
Welcome to 37 Lock Street, nestled in historic Port Dalhousie! Start your morning in the cozy front sitting room, soaking in spectacular views of Lake Ontario while enjoying a peaceful cup of coffee or logging into your first meeting of the day. Located just steps from Lakeside Park, the beach, Port Dalhousie Marina, the Port Pier, and a vibrant array of world-class shops and restaurants, this location truly cant be beat.This charming, cottage-like 2-bedroom, 1-bathroom home has been fully updated from top to bottom. Bright, warm finishes and an abundance of natural light create a welcoming and stylish atmosphere throughout. At the heart of the home is a spacious kitchen island that anchors the open-concept layout perfect for casual dining and effortless entertaining. Step directly from the main living area into the backyard, ideal for summer BBQs and gatherings with family and friends. Additional features include: Full interior waterproofing, Professional insulation upgrade, Modern vinyl windows and new front door, Sump pump with backup system, Approval in place for driveway installation, and much more. Whether you are looking for a year-round residence, AirB&B opportunity, or a weekend retreat, 37 Lock Street offers comfort, charm, and unbeatable access to the best of lakeside living.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 37 Lock Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$124,980 · Minimum $37,490
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,057/mo
About $48,684 a year
- $2,764
- $317
- Home insurance$125
- Utilities$330
- Maintenance & repairs$521
Cash needed to close
- Down payment (20%)
- $124,980
- Ontario land transfer tax
- $8,973
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $136,453
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
37 Lock Street, St. Catharines, ON
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Last Updated: September 8, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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