




113 St. Paul Crescent, St. Catharines, ON
L2S 1M7
Listed October 15, 2026
About this property
Welcome to 113 St. Paul Crescent. This 3 bedroom, two story home is nestled on a quiet, treelined residential street. Walking distance to 12 Twelve Mile Creek, downtown St. Catharines, and the GO Train. A prime location just minutes from Ridley College, highway access, the hospital, and a selection of grocery stores and everyday amenities. Off the dinning room is a bonus/storage/sun room that has a lot of potential to put your touch on. Updated kitchen (2024) with new cupboards and quartz counter. California Shutters. Hardwood floors. Situated on a corner lot with plenty of yard space and perennial flowers.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 113 St. Paul Crescent — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$125,800 · Minimum $37,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,077/mo
About $48,924 a year
- $2,782
- $316
- Home insurance$125
- Utilities$330
- Maintenance & repairs$524
Cash needed to close
- Down payment (20%)
- $125,800
- Ontario land transfer tax
- $9,055
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $137,355
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
113 St. Paul Crescent, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 15, 2026
Listing Office: REVEL Realty Inc., Brokerage
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