




9 GHENT Street, St. Catharines, ON
L2N 2C5
Listed October 15, 2026
Virtual Tour
About this property
Welcome to 9 Ghent Street, ideally located in St. Catharines' sought-after north end, close to shopping, schools, parks, restaurants, everyday amenities and with quick highway access. This beautifully updated home blends warmth, character and functionality, featuring a four-car concrete driveway, inviting front porch with powder-coated aluminum railing, striking red pine bump-out, insulated double garage with lighting and automatic door, and a spacious breezeway with access to the garage, home and fenced yard with private side garden. Inside, the renovated main level showcases beautiful attention to detail including custom Tudor-style trim, rich walnut accents, pot lighting and a custom walnut display cabinet. The kitchen offers custom cabinetry with wood inserts, soft-close doors, crown moulding, undermount double farmhouse sink, black soapstone countertops, porcelain subway tile, under-cabinet lighting and stainless steel appliances. Three generous bedrooms feature California shutters, great closet space and newer windows. The updated 4-piece bath includes a custom walnut vanity, shelving and mirror, glass shower enclosure, porcelain flooring and ceramic tiled walls. Walnut railings and oak stairs lead to the fully finished lower-level in-law suite with separate laundry and storage, 2026 vinyl flooring with DRICORE subfloor system, full kitchen with stainless steel appliances and a 2-inch live-edge maple countertop. The living room comes equipped with a Napoleon electric fireplace, spacious bedroom and beautifully finished bath. Major updates include roof and windows (2020), redone electrical, clay pipe under basement floor replaced with PVC, basement fully insulated with Roxul Safe'n'Sound (2024), owned hot water tank, furnace, AC and basement waterproofing with Delta wrap for added peace of mind. A truly move-in-ready home offering quality finishes, thoughtful updates and exceptional flexibility for families or multi-generational living!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 9 GHENT Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$129,980 · Minimum $39,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,283/mo
About $51,396 a year
- $2,875
- $411
- Home insurance$125
- Utilities$330
- Maintenance & repairs$542
Cash needed to close
- Down payment (20%)
- $129,980
- Ontario land transfer tax
- $9,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $141,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
9 GHENT Street, St. Catharines, ON
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Last Updated: October 15, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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