35 McGhie Street, St. Catharines, ON
L2R 5A9
Listed July 24, 2026
About this property
Don't miss out on this exceptional opportunity for investors, builders, and developers awaits in the heart of downtown St. Catharines! Zoned R2, 35 McGhie Street offers outstanding redevelopment potential, making it a compelling opportunity to invest in an established neighbourhood experiencing continued growth. Beyond the property itself, you'll appreciate a location just minutes from downtown amenities, public transit, parks, schools, shopping, and major commuter routes, placing everyday conveniences and connectivity within easy reach. As redevelopment continues to shape the surrounding area, this is a rare chance to secure a property with exciting future potential in one of the city's most connected locations. Currently used as Industrial Machine Shop under legal non-conforming use.
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 35 McGhie Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$79,800 · Minimum $19,950
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,219/mo
About $38,628 a year
- $1,765
- $666
- Home insurance$125
- Utilities$330
- Maintenance & repairs$333
Cash needed to close
- Down payment (20%)
- $79,800
- Ontario land transfer tax
- $4,460
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $86,760
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
35 McGhie Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: July 24, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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