305 North Cayuga Street, Haldimand, ON
N1A 1P4
Listed September 2, 2026
About this property
Charming 2-storey home with great curb appeal and plenty of potential! The functional layout offers a main-floor den/bedroom, two bedrooms upstairs and two full bathrooms. Enjoy a spacious eat-in kitchen, separate dining room, generous living room and convenient main-floor laundry. The inviting wrap-around porch and sunroom/mudroom add to the home's character, while the expansive rear yard provides plenty of outdoor space and includes a storage shed. With some updating and your personal touch, this home offers a wonderful opportunity to create a space that truly shines!
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 305 North Cayuga Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$71,000 · Minimum $17,750
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,492/mo
About $29,904 a year
- $1,570
- $171
- Home insurance$125
- Utilities$330
- Maintenance & repairs$296
Cash needed to close
- Down payment (20%)
- $71,000
- Ontario land transfer tax
- $3,800
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $77,300
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
305 North Cayuga Street, Haldimand, ON
Map data © GoogleOpen in Google Maps ↗
Similar Properties Nearby
View all →
For SaleVirtual tourHaldimand
$359,900
18 Foley Street
For SaleHaldimand
$360,000
2023 Main Street
For SaleVideo tourHaldimand
$349,900
11 Hickory Hollow
For SaleVirtual tourHaldimand
$349,900
4 Hickory Hollow N/A
For SaleHaldimand
$345,000
716 Sandy Bay Road
For SaleHaldimand
$344,900
22 Copper Beech Drive
Last Updated: September 2, 2026
Listing Office: ROYAL LEPAGE STATE REALTY
This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.