304 Scott Street, St. Catharines, ON
L2N 1J5
Listed September 1, 2026
About this property
Move-in ready family home on a quiet, tree-lined street with excellent long-term neighbours in a desirable St. Catharines neighbourhood. Welcome to 304 Scott street ! Sitting on an impressive 70 by 126 ft lot, there is room here to live, play, garden and grow. Lovingly cared for, and on market for the first time in 35 years. Beautifully updated throughout and well maintained, offering peace of mind with an exterior foundation wrap, and updated electrical throughout the house ( fully ESA inspected ). 4 Bedrooms ( including 2 on the main floor ), 2 bathroom home with tons of room to grow ! Newer Kitchen with movable island, and vinyl windows are just a few of the updates that you wont have to do. Unfinished dry basement awaiting your ideas and finishing touches. Large fenced in yard and a solid house surrounded by beautiful perennial gardens. Large parking area allows for ease of multiple vehicle parking or potential to put up a large garage / workshop. This home is ready to go and awaiting its next chapter !
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 304 Scott Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$114,980 · Minimum $32,490
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,825/mo
About $45,900 a year
- $2,543
- $348
- Home insurance$125
- Utilities$330
- Maintenance & repairs$479
Cash needed to close
- Down payment (20%)
- $114,980
- Ontario land transfer tax
- $7,973
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $125,453
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
304 Scott Street, St. Catharines, ON
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Last Updated: September 1, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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