13 Hardwood Grove, St. Catharines, ON
L2P 1K3
Listed October 20, 2026
About this property
Could you think of a better place to raise a family? Welcome home to Hardwood Grove and this wonderful bungalow! Perfectly appointed on a pie lot on a cozy cul de sac AND backing onto a ravine, this home has been lovingly maintained and updated by the same owners for 56 years, and features a concrete drive that will easily fit 5 cars, a large double garage with heat and hydro, 3 bedrooms, 2 baths, bright living room with large picture window, updated kitchen at the back of the house (so you can keep an eye on the kids or grandkids!), roomy recroom, laundry room, and utility room with lots of storage space! There's lots of room for family fun in the yard with a large patio, deck, and stunning ravine view! Updates such as roof in 2017, and main bathroom, furnace, central air, and hot water tank in the past 5 years means you won't have to worry about the big stuff while you make this home your own! Located in sought after Secord Woods and minutes to schools, parks, shopping and all the amenities our beautiful city has to offer, the time is now to start writing the next chapter of this beautiful home!
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 13 Hardwood Grove — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$113,980 · Minimum $31,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,818/mo
About $45,816 a year
- $2,521
- $367
- Home insurance$125
- Utilities$330
- Maintenance & repairs$475
Cash needed to close
- Down payment (20%)
- $113,980
- Ontario land transfer tax
- $7,873
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $124,353
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
13 Hardwood Grove, St. Catharines, ON
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Last Updated: October 20, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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