20 Ridge Point Drive, St. Catharines, ON
L2T 2S9
Listed October 21, 2026
About this property
Welcome to your new home in the peaceful neighbourhood of Burleigh Hill! This Beautifully Renovated 3+1 bed, 1+1 bath Bungalow Offers a bright open functional layout, with the lower level recently finished for an additional living space with Separate Entrance! Spacious Backyard and Large Detached garage. Close to many amenities St Catharines/Niagara has to offer! Whether you're growing your family, or looking to downsize into something move in ready, this home offers the space, style, and convenience you've been looking for!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 20 Ridge Point Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$115,000 · Minimum $32,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,798/mo
About $45,576 a year
- $2,543
- $321
- Home insurance$125
- Utilities$330
- Maintenance & repairs$479
Cash needed to close
- Down payment (20%)
- $115,000
- Ontario land transfer tax
- $7,975
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $125,475
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
20 Ridge Point Drive, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
Similar Properties Nearby
View all →
For SaleSt. Catharines
$579,000
53 Bloomfield Avenue
For SaleVirtual tourSt. Catharines
$579,900
529 Carlton Street
For SaleSt. Catharines
$579,900
11 Richard Street
For SaleSt. Catharines
$569,900
6 Broadmore Avenue
For SaleSt. Catharines
$569,900
13 Hardwood Grove
For SaleSt. Catharines
$584,999
106 St. Augustine Drive
Last Updated: October 21, 2026
Listing Office: THE AGENCY
This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.