




3 Second Street, Hamilton, ON
L8G 1R4
Listed November 3, 2026
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About this property
Welcome to this charming 2-storey home in the heart of sought-after Olde Stoney Creek. Beautiful original trim and rich hemlock woodwork bring warmth and character to this lovingly maintained property, offering 3 bedrooms and 1.5 bathrooms. A bright, inviting sunroom provides the perfect spot to unwind, while a skylight fills the upper hallway with natural light. The functional main floor features an updated kitchen, updated bathrooms, and a cozy family room for comfortable everyday living. Thoughtful improvements include updated plumbing, windows (2015), furnace (2021), A/C (2015), roof (2016), and a 200-amp electrical service with copper wiring. Additional conveniences include an owned hot water heater (2022) and central vacuum with attachments. Replaced main plumbing stack (2026). The dry, unfinished basement offers practical storage space with approximately 5-foot ceiling clearance. The detached 20 x 20 garage, complete with hydro, offers ample space for parking, hobbies, or a workshop. Enjoy summer days in the private, beautifully landscaped backyard featuring a kidney-shaped inground pool, refreshed in 2013, with a new pump and filter valve (2025). Set in an established neighbourhood with mature trees and a welcoming sense of community, this character-filled home offers convenient access to parks, schools, shopping, and the waterfront. A wonderful opportunity to enjoy timeless charm, thoughtful updates, and inviting outdoor living.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 3 Second Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$150,000 · Minimum $50,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,834/mo
About $58,008 a year
- $3,317
- $437
- Home insurance$125
- Utilities$330
- Maintenance & repairs$625
Cash needed to close
- Down payment (20%)
- $150,000
- Ontario land transfer tax
- $11,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $163,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
3 Second Street, Hamilton, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 3, 2026
Listing Office: RE/MAX REAL ESTATE CENTRE INC.
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