




16 Elm Avenue, Hamilton, ON
L8G 2W1
Listed October 30, 2026
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About this property
Welcome home to this bright, modern and move-in ready 3 bedroom brick bungalow, fully renovated with permits and ESA approval. Step inside and the kitchen sets the tone, with granite counters and new stainless steel appliances ready for your first family dinner. The updated bathroom, flooring, trim and interior doors carry that clean, fresh look throughout the main floor. A separate entrance leads to a spacious lower level with two rec rooms, giving you room for movie nights, a play area or a home gym, plus a laundry room with a new washer and dryer. The big items are taken care of too, with updated electrical and a 200 amp panel, plumbing, electric baseboard heaters, an owned electric water heater, and new exterior doors and windows. Roof was recently updated (plywood and shingles) 2024. Outside, a double-wide concrete driveway, a backyard concrete patio for summer barbecues, and a front porch with updated railings and a refinished concrete floor. All that's left is to unpack and settle in.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 16 Elm Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$149,800 · Minimum $49,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,784/mo
About $57,408 a year
- $3,313
- $392
- Home insurance$125
- Utilities$330
- Maintenance & repairs$624
Cash needed to close
- Down payment (20%)
- $149,800
- Ontario land transfer tax
- $11,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $163,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
16 Elm Avenue, Hamilton, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 30, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC.
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