20 ST. CHARLES Drive, Thorold, ON
L2V 2W4
Listed September 21, 2026
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About this property
Situated in one of Thorold's most desirable neighbourhoods, this property presents an exceptional opportunity for families of all sizes. Featuring a total of six bedrooms and four three-piece bathrooms across the upper and lower units, it is ideally suited for multi-generational living or for buyers looking to offset their mortgage with rental income. Both units are fully self-contained, offering complete kitchens, separate laundry facilities, and private entrances. Recent updates include new window coverings, modern appliances, and renovated bathrooms, making this home truly move-in ready. Conveniently located close to elementary schools, Brock University, and the Pen Centre, this turnkey property offers both lifestyle and investment appeal.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 20 ST. CHARLES Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$125,000 · Minimum $37,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,121/mo
About $49,452 a year
- $2,765
- $380
- Home insurance$125
- Utilities$330
- Maintenance & repairs$521
Cash needed to close
- Down payment (20%)
- $125,000
- Ontario land transfer tax
- $8,975
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $136,475
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
20 ST. CHARLES Drive, Thorold, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 21, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC.
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