20 JOHN Street Unit 205, Grimsby, ON
L3M 1X5
See all units in this building · 20 John Street
Listed October 17, 2026
Property Tour
About this property
ELEGANT AND SPACIOUS OPEN CONCEPT, 2 BEDROOM, 2 BATH & 2 BALCONY CONDO in downtown location. Short stroll to library, museum & shops. Beautifully upgraded and maintained. Full ensuite bath & walk-in closet in spacious primary bedroom suite with private balcony. Great eat-in kitchen with island and abundant cabinetry. Family room open to kitchen and 2nd balcony. In-suite laundry room. OTHER FEATURES INCLUDE: Air conditioning (2 years new), kitchen appliances, washer/dryer, freezer. Secure building with elevator, large library & wheelchair accessible. Beautifully maintained grounds & large gazebo for outdoor relaxation. Heat, Hydro, Water, Cable TV, Common Elements Maintenance, Building Insurance & Parking Included in condo Fees. Comfort, tranquility and security in the heart of Grimsby!
Features
Property Details
Listing
Property
Condo / Building
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 20 JOHN Street Unit 205 — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$80,000 · Minimum $20,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
From the listing.
Typical for this kind of home.
Hydro and anything the condo fee doesn't cover.
About 0.25% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,194/mo
About $38,328 a year
- $1,769
- $254
- Condo / maintenance fees$933
- Home insurance$35
- Utilities$120
- Maintenance & repairs$83
Cash needed to close
- Down payment (20%)
- $80,000
- Ontario land transfer tax
- $4,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $86,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
20 JOHN Street Unit 205, Grimsby, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 17, 2026
Listing Office: RE/MAX GARDEN CITY REALTY INC.
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