91 Main Street, Grimsby, ON
L3M 1N6
Listed September 17, 2026
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About this property
Prominent Grimsby Heritage Home. Prime Investment. Solid Brick and stone, Built in 1900. This property offers 3247 above grade square footage, soaring ceilings, architectural character, stunning period details and thoughtfully updated with modern amenities. Four self contained units, consisting of 3 X 1 bedroom and 1 X 2 bedroom, each with a kitchen, 4 piece bathroom and private entry. Full unfinished basement with walk up, provides shared laundry, storage and utility area's. Property features a fenced backyard area plus 6 car parking, 1 space for each unit and 2 guest parking spots. Three units currently rented. Main floor 1 bedroom unit is vacant, ready to occupy or renovate and update. Rare opportunity, incredible potential for investors or owner occupiers alike. Ideal for couple or single professional looking to live in the vacant unit to offset mortgage/carrying costs or if your looking to enhance your real estate investment portfolio and capitalize on the long term value and growth potential. Situated along the wine route in Grimsby's Downtown core, among other period properties. Close proximity to all amenities, including parks, escarpment trails, shopping, schools, library, hospital and minutes to the QEW. Updates include: Boiler (2025), Owned water tank (2024) connected to Boiler system, sump pump (2025), Foyer, hallways, trim and doors painted (2024), Shingle (2021), Eaves, Downspouts and Gutter Guards (2020), Sprinkler System Update and Test (2024) Fire Inspection (2024) Be sure to click the Multi-media link for additional photo's, walk through tour and floorplans. Showings by appointment only, do not go direct.
Features
Property Details
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Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 91 Main Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$300,000 · Minimum $300,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$8,901/mo
About $106,812 a year
- $6,635
- $561
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,250
Cash needed to close
- Down payment (20%)
- $300,000
- Ontario land transfer tax
- $26,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $328,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
91 Main Street, Grimsby, ON
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Last Updated: September 17, 2026
Listing Office: RE/MAX GARDEN CITY REALTY INC, BROKERAGE
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