45 Ontario Street, Grimsby, ON
L3M 3H1
Listed October 27, 2026
About this property
Quaint stand alone building located adjacent to Grimsby's charming downtown core. Future area development including close proximity to a planned GO Train Station makes this property a prime location. Features a prominent store front window that opens into a beautiful reception + office area. Ample parking both on site and via a rear right of way access to an additional lot on Carnegie Lane. TRMC zoning allows multiple uses including medical/dental clinics, professional services, financial services, fitness centre, place of entertainment, day care, restaurant, bed + breakfast, veterinarian clinic, etc.
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 45 Ontario Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$360,000 · Minimum $360,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
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Your figure.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$9,355/mo
About $112,260 a year
- $7,962
- $1,393
Cash needed to close
- Down payment (20%)
- $360,000
- Ontario land transfer tax
- $32,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $394,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
45 Ontario Street, Grimsby, ON
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Last Updated: October 27, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC.
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