




20 Jessica Drive, St. Catharines, ON
L2M 6V7
Listed September 28, 2026
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About this property
Welcome to this well-built and well-maintained home in the desirable North End of St. Catharines. Offering generous living space, a flexible layout, an oversized two-car garage, and a spacious driveway, this inviting property is well suited to comfortable family living. The bright, open-concept main level is filled with natural light from a large bay window and offers an easy flow between the living room, dining area, and kitchen. The kitchen features stainless steel appliances, a breakfast bar, and direct access to the patio and backyard, perfect for outdoor dining, gardening, or simply relaxing. Two versatile rooms on the main level provide valuable additional space and can be adapted as home offices, a sitting room, playroom, or guest rooms. A spacious laundry room with cabinetry, a sink, and direct backyard access adds everyday convenience. Upstairs, you'll find three comfortable bedrooms and a full bathroom with a tub-and-shower combination. The basement extends the living space with a large recreation room, a cold cellar, and additional storage. Conveniently located close to Sunset Beach, the Welland Canal, parks, schools, shopping, and public transit, this welcoming home offers the space and flexibility to meet a variety of needs.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 20 Jessica Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$154,000 · Minimum $52,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,023/mo
About $60,276 a year
- $3,406
- $520
- Home insurance$125
- Utilities$330
- Maintenance & repairs$642
Cash needed to close
- Down payment (20%)
- $154,000
- Ontario land transfer tax
- $11,875
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $168,375
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
20 Jessica Drive, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 28, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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