20 Augusta Avenue, St. Catharines, ON
L2M 5R2
Listed September 22, 2026
About this property
ATTENTION INVESTORS!!! VERY SPACIOUS OPEN CONCEPT 3 BED 2 BATH UPPER LEVEL! 2 BED 1 BATH LOWER LEVEL WITH SEPARATE ENTRANCE AND BIG ABOVE GRADE WINDOWS! LIVE ON ONE LEVEL AND RENT THE OTHER, RENT BOTH LEVELS OR KEEP THE WHOLE HOUSE FOR YOURSELF! ENDLESS POSSIBILITIES! SOLID BUILDING ALL BRICK OUTSIDE, CARPET FREE INSIDE! NEW ELECTRIC PANEL 2021, ALL NEW ROOF 2023, NEW FURNACE 2024! GOOD SIZE GARAGE WITH INSIDE ENTRY! YOU HAVE TO SEE IT TO APPRECIATE IT!!!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 20 Augusta Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$129,980 · Minimum $39,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,222/mo
About $50,664 a year
- $2,875
- $350
- Home insurance$125
- Utilities$330
- Maintenance & repairs$542
Cash needed to close
- Down payment (20%)
- $129,980
- Ontario land transfer tax
- $9,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $141,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
20 Augusta Avenue, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 22, 2026
Listing Office: RIGHT AT HOME REALTY, BROKERAGE
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