2 Shetland Crescent, St. Catharines, ON
L2P 3P7
Listed September 23, 2026
About this property
Excellent first time home buyer or investor property nestled in this corner lot in a family-friendly neighbourhood right next to Jeaune Sauvee French Immersion Public School and Kernahan Park. This backsplit offers 3 bedrooms on the upper level, 2 large bedrooms on the lower levels, two 3-pcbathrooms, an all-season sunroom that leads to the garage and backyard, a large side deck for extra storage and seating. Close to shopping amenities, schools, parks, public transit and places of worship. Spacious Backsplit offers lots of space and great sized rooms on a corner lot. Lower level rooms and kitchen area - the Seller hereby represents and warrants that they make no representations or warranties regarding its retrofit status.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 2 Shetland Crescent — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$109,980 · Minimum $29,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,720/mo
About $44,640 a year
- $2,432
- $375
- Home insurance$125
- Utilities$330
- Maintenance & repairs$458
Cash needed to close
- Down payment (20%)
- $109,980
- Ontario land transfer tax
- $7,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $119,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
2 Shetland Crescent, St. Catharines, ON
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Last Updated: September 23, 2026
Listing Office: UNION CAPITAL REALTY
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