18 Ormonde Avenue, St. Catharines, ON
L2M 5P2
Listed September 2, 2026
About this property
"Welcome to 18 Ormonde Avenue, a fully renovated duplex in the heart of St. Catharines. The main level offers a modern three-bedroom layout with a spacious and upgraded kitchen, with separate living , family and dining and a Den upfront ,while the one-bedroom upper unit have living room , washroom and kitchen with private entrance is already rented, offering immediate income potential. With a fully fenced backyard and flexible closing options, this property is perfect for homeowners or investors looking to offset their mortgage. Don't miss out on this fantastic opportunity!"
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 18 Ormonde Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$95,980 · Minimum $23,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,228/mo
About $38,736 a year
- $2,123
- $250
- Home insurance$125
- Utilities$330
- Maintenance & repairs$400
Cash needed to close
- Down payment (20%)
- $95,980
- Ontario land transfer tax
- $6,073
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $104,553
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
18 Ormonde Avenue, St. Catharines, ON
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Last Updated: September 2, 2026
Listing Office: QUANTUM TEAM REALTY
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