25 Bessey Street, St. Catharines, ON
L2T 1L9
Listed June 9, 2026
Property Tour
About this property
Welcome to 25 Bessey Street! This turnkey, fully legal duplex in the heart of St. Catharines presents an incredible opportunity for savvy investors or buyers looking to "house-hack." Both units feature a highly functional, tenant-preferred 2-bedroom, 1-bathroom layout. Designed for maximum privacy and low-maintenance landlord management, the property boasts separate hydro meters (meaning tenants pay their own electricity!) and independent, private laundry facilities in each unit. The main floor enjoys its own front door access, while the upper unit features a fully separate, private walk-up entrance from the rear. Tucked away on a quiet, family-friendly street with a peaceful backyard and 2 dedicated parking spaces, you truly get the best of both worlds. The location is unbeatable - just 2 minutes from the QEW and Hwy 406, offering a direct, easy commute to Brock University and Niagara College (a total goldmine for student rentals). Plus, you're just steps from top-rated schools, beautiful local parks, Fairview Mall, grocery stores, and major shopping hubs. Whether you want to add a high-yield asset to your portfolio or move into one unit and let the helper suite drastically cut down your monthly mortgage, this property is a guaranteed winner. Both units are completely ready to start generating income on day one!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 25 Bessey Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$89,800 · Minimum $22,450
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,018/mo
About $36,216 a year
- $1,986
- $203
- Home insurance$125
- Utilities$330
- Maintenance & repairs$374
Cash needed to close
- Down payment (20%)
- $89,800
- Ontario land transfer tax
- $5,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $97,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
25 Bessey Street, St. Catharines, ON
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Last Updated: June 9, 2026
Listing Office: RE/MAX HENDRIKS TEAM REALTY
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