106 Townline Road, St. Catharines, ON
L2T 1P7
Listed September 4, 2026
About this property
Absolute Show stopper! Great Opportunity For Both Investors And First Time Buyers. This versatile home features a 4-bedroom, ideal for owner occupancy or immediate rental income creating excellent flexibility for multi-unit living or investment purposes. Recent updates add value and peace of mind. Ideally located just minutes from Brock University, Niagara College, schools, shopping, public transit, restaurants, pubs, the Performing Arts Centre, the Meridian Centre, and all the amenities of downtown, this property offers the perfect blend of small- town charm and urban convenience. Whether you're an investor looking to build cash flow or a buyer seeking flexibility in a prime location, this is an opportunity you won't want to miss out.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 106 Townline Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,978 · Minimum $24,994
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,441/mo
About $41,292 a year
- $2,211
- $358
- Home insurance$125
- Utilities$330
- Maintenance & repairs$417
Cash needed to close
- Down payment (20%)
- $99,978
- Ontario land transfer tax
- $6,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $108,950
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
106 Townline Road, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 4, 2026
Listing Office: HOMELIFE SILVERCITY REALTY INC.
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