DAVIDS&DELAAT
17 RAMSEY Street
+36 more

17 RAMSEY Street, St. Catharines, ON

$769,000
For Sale

L2N 2K3

Listed September 9, 2026

4Bedrooms
2Bathrooms
700Sq. Ft.

Property Tour

About this property

Welcome to this beautifully maintained home featuring two legal units in the desirable North End of St. Catharines. Situated on a generous 60 x 110 ft lot, this charming raised mansard bungalow offers incredible versatility for homeowners, investors, or those looking for a smart way to offset their living costs. The bright and spacious upper level features 2 bedrooms, full bathroom, and a thoughtfully designed layout with comfortable living, dining, and kitchen areas. The lower level features a legal second unit with its own kitchen, 2 bedrooms, full bathroom, and cozy living space-ideal for rental income, extended family, or additional flexibility. Set on an oversized corner lot, the property also offers potential for an ADU (see site plan), subject to municipal approvals and requirements. The home could easily be enjoyed as two units or converted back into a single-family residence, giving future owners a variety of options to suit their needs. Outside, the fully fenced backyard is a wonderful private retreat, surrounded by mature trees and offering plenty of space to relax, entertain, and enjoy the outdoors. The expansive 8+ car driveway provides exceptional parking and added convenience.A well-cared-for property in a quiet, family-friendly neighbourhood, offering the rare combination of income potential, flexible living options, generous outdoor space, and future possibilities.

Features

Air ConditioningBasement

Property Details

Listing

MLS® NumberX13758180
StatusFor Sale
ListedSeptember 9, 2026
Listing TypeFor Sale
Listing OfficeREVEL Realty Inc., Brokerage

Property

Property TypeSingle Family Home
Interior Size700 ft²
Bedrooms4
Bathrooms2

Parking & Land

Lot Size6,644 ft²

Location

Community443 - Lakeport
CitySt. Catharines
ProvinceON
Postal CodeL2N 2K3

Taxes & Financials

Asking Price$769,000
Property Taxes (2025)$5,087/yr

Cost of Ownership Calculator

What it could cost each month to own 17 RAMSEY Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$153,800 · Minimum $51,900

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2025 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 1% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$4,922/mo

About $59,064 a year

  • $3,402
  • $424
  • Home insurance$125
  • Utilities$330
  • Maintenance & repairs$641

Cash needed to close

Down payment (20%)
$153,800
Ontario land transfer tax
$11,855
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$168,155

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

17 RAMSEY Street, St. Catharines, ON

Map data © GoogleOpen in Google Maps ↗

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Last Updated: September 9, 2026

Listing Office: REVEL Realty Inc., Brokerage

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